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Free, accurate UK tax calculations using 2025/26 HMRC rates • Updated for the new tax year
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Take-home pay after income tax, NI, and student loan.
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Tax on share dividends with the £500 allowance.
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Key UK Tax Rates 2025/26
| Rate / Threshold | 2025/26 |
|---|---|
| Personal Allowance | £12,570 |
| Basic Rate (20%) | £12,571 – £50,270 |
| Higher Rate (40%) | £50,271 – £125,140 |
| Additional Rate (45%) | Over £125,140 |
| Employee NI (8%) | £12,570 – £50,270 |
| Employee NI (2%) | Over £50,270 |
| Employer NI (15%) | Over £5,000 |
| Dividend Allowance | £500 |
| CGT Annual Exempt Amount | £3,000 |
| IHT Nil Rate Band | £325,000 |
| Pension Annual Allowance | £60,000 |
Source: HMRC. See full tax bands and NI rates for details.
Comparison Guides
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England vs Scotland TaxSide-by-side tax rate comparison
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First-Time Buyer Stamp DutyFTB relief rules, savings & eligibility
UK Tax FAQ30+ answers to common tax questions
UK Tax GlossaryA-Z definitions of 25 key tax terms
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